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Definition

What is a term loan?

A term loan is a type of financing where a sum of money is lent to a business for a specific period, with regular monthly payments over a fixed term. The total loan amount, including interest, is repaid according to a pre-established schedule.

This type of loan is often used to finance the purchase of equipment, specific projects, or long-term investments. The main characteristics of a term loan include:

  • Fixed term: The loan is contracted for a specific period, defined from the start.
  • Fixed interest rate: The interest rate remains constant throughout the loan term, allowing for predictable payments.
  • Regular payments: The borrower repays the loan with consistent payments, including both principal and interest.

A term loan is particularly advantageous for businesses that need funds quickly and seek a structured financial framework with fixed and predictable payments.

Why choose a term loan?

  • Fixed payments: Enjoy financial stability with consistent monthly payments.
  • Quick access to funds: Get the financing you need without delay.
  • Flexibility in the use of funds: Whether it’s for equipment or other specific needs, the term loan adapts to your projects.

Simplify your financial management and realize your projects with our tailored term loan solutions. Contact our team to explore this advantageous option for your business.

The Advantages of a Loan

Why Choose a Term Loan with Solu-Gestion?

Opting for a term loan with Solu-Gestion means choosing a clear, efficient financing solution tailored to your specific needs. Here’s why you should trust us for your term loan.

Simplicity and Speed

We offer a fast and hassle-free financing process. Our experts ensure that you get the necessary funds as quickly as possible, allowing you to move forward with your projects without delay.

Fixed Payments

With Solu-Gestion, you benefit from consistent monthly payments, making it easier to manage your cash flow and plan for long-term financial stability.

Personalized Advice

With over 20 years of experience in financing, our team offers tailored solutions that take into account the unique reality of your business and its specific needs.

Support for Specific Projects

Whether you are financing equipment eligible for a grant or a long-term project, our term loans are flexible and designed to fit different types of investments.

The Solu-Gestion option

Get a Loan Quickly

1
Choose the Equipment

Identify the equipment you need to grow your business. Whether it’s new or used equipment, we finance a wide range of materials in various industries, providing you with a solution tailored to your projects.

2
Contact Us

Once you’ve chosen your equipment, get in touch with our team of experts. We will guide you through the various financing options available to help you find the solution that best fits your needs and budget.

3
Submit an Application

Simply fill out our online loan application form or call us directly. Our brokers will assist you throughout the process, and you will receive a quick response, typically within 24 to 48 hours.

Contact

Get my loan

Applying for leasing is a simple process. Just complete the form, and we will contact you shortly.

Application Form

We will contact you by phone.

Services

More solutions for you

Explore our tailored financing solutions, designed to support your business in all its projects.